NetCorpusIndiaPlan →

CAGR Calculator

The single number that tells you how well an investment actually performed. Useful for comparing returns across different tenures.

Inputs
₹1.00 L
₹3.00 L
CAGR
11.61%
3.00× over 10 years
Absolute return200.0%
Wealth gained₹2.00 L
Multiplier3.00×
Rule of thumb: Money doubles in ~72 ÷ rate years. Equity mutual funds have averaged 11–13% CAGR long-term in India. FDs 6–7%. Real estate 6–8%. Gold ~8–9%.
Partner · Investing

Explore funds with this kind of long-term track record.

Browse funds on Groww
Want the full picture?

The main NetCorpus India planner rolls this into a 50-year retirement plan alongside your loans, EPF, taxes, trips, and life goals.

Open the planner →
Simple estimate for cagr. Rates & taxes will vary — verify before acting.

Compound Annual Growth Rate answers one question: given a starting value, an ending value, and a time period, what constant annual growth rate would explain the difference?

How it's calculated

CAGR = (Final Value ÷ Initial Value)^(1/years) − 1. It's a smoothed rate — the actual year-to-year returns almost certainly varied, sometimes a lot — so CAGR tells you the equivalent steady rate, not what any individual year looked like.

Worked example

₹1L grown to ₹3L over 10 years works out to a CAGR of about 11.6% — useful for comparing that investment's performance against a fund's benchmark or another asset class on a like-for-like annualised basis.

Frequently asked
Is CAGR the same as average annual return?

No — a simple average of yearly returns overstates real growth when returns are volatile, because it ignores compounding and sequence. CAGR reflects what actually happened to your money; a plain average doesn't.

Related calculators